
3 reasons why banks keep failing to capitalise on digital
I actually believe the problem with Banking is symptomatic of more existential problems that the whole industry (as well as others…) is...

PSD2: Growth driven regulation
PSD2 & Open banking have propelled banks into their next generation of services, whether they are onboard or not. Regulation has...

Teens in AI 2018 – Purpose trumps Tech
I can’t avoid feeling surprised whenever I come across teenagers and youngsters trying to solve the world around them, and I also can’t...

Partnership on AI: What needs to come next!
There has been a lot of discussion around the impact of AI and how we should try to understand what that impact could be, but I think...

Accenture Digital: First Month
It’s been one month since I joined Accenture as a Managing Director (last Friday, 1st) and the best word to describe the journey so far...

Narrow AI today: the building blocks of tomorrow
With so many fun predictions around #AI, and after the AIBE Summit last week, I thought I’d list some interesting Narrow AI examples and...

How IBM Innovates (and helps 250m Asthmatics in the process)
Helping make the world a better place working with the best global talent and using its biggest “bucket of Lego” is why I joined IBM...

3 core capabilities for the future of the FS industry
The younger generations don’t bank like older ones do. They tend to think of banking as the management of money – earning, spending and...

Crowdsourced Wifi – batteries not included!
Powering on through the world of Crowdsourcing, and how it has been prospering in the digital age, come the news about a UCLA & JPL (Jet...

Crowdsourcing is the best product of the social, mobile, cloud and data revolutions
Almost any one user of the World Wide Web has used social media at some point. Around 80% of all Internet users visit a social media...

Power to the people: 3 effects of the growth of #socialmedia
In the past few days a huge social media movement has risen about baby Gammy – the six-month-old child allegedly abandoned by an...

The future of instant messaging [Whatsapp & Snapchat] is both consumer and enterprise
Instant messaging is already 16% in Japan, 12% in the US and 9% in the UK, according to Nielsen. It represents the freedom to communicate...

3 key marketing strategies for the digital age: Thought Leadership, Audience Building and Performanc
The deep transformations affecting the business models of the digital age are having a huge impact on respective marketing functions....

The right to be forgotten – Transparency vs. Censorship
Free will is the basic principle of freedom – but technology seems to be making it very difficult to “enforce” as we move forward in the...

Social business will soon be just business – but it will still change everything
Systems and people are the two most important pieces of a business, but there is a third piece that brings these two together – culture –...

Embrace the mobile revolution: 5 tips to use your customer’s mobile
We’ve all read about the surge in mobile activity over the last few months being reported by all the internet stars like Facebook,...

Could programmatic become the standard in ANY digital media format, including Rich Media and Video?
Everyone remembers Elf yourself and the impact it had on personalized e-cards. Years have now passed and you expect the elves on the...

Personal Data: Are we imposing the transformation on the consumers instead of taking it in ourselves
The User-centric economy is here. Businesses change and adapt to consumers’ new needs and expectations. Computational capacity has...






















